Attention homeowners in Central Missouri: Need an appraisal?

The top six reasons MO homeowners call on Taylor Appraisal Service, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. To lower your mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. Settle an estate in MO by determining the true market value of real estate in question

Own a home in Central Missouri and need help determining the value of it?
Contact Taylor Appraisal Service, LLC.

At Taylor Appraisal Service, LLC, we understand the unique needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Taylor Appraisal Service, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases, you can apply to a lender to have the PMI canceled from your loan. We're experts in helping customers just like you rid yourselves of unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your home not appreciating as much as other properties nearby. This only means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Taylor Appraisal Service, LLC is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Taylor Appraisal Service, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review, we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.